Activities
National Islamic Bank was established to provide Sharia-compliant financial services in Syria, positioning itself as a trusted institution for individuals, businesses, and institutions. Headquartered in Damascus, the bank operates under a governance framework that includes a Board of Directors, Executive Management, and a Sharia Supervisory Board, ensuring that all products and services align with Islamic finance principles. Its mission emphasizes transparency, credibility, and compliance, while its vision focuses on building long-term trust with clients and contributing to Syria's economic development.
The bank offers a wide range of retail banking services including current accounts, savings accounts, investment deposits, and term investment accounts. It also provides financing solutions such as real estate financing, construction and building materials financing, furniture and household appliances financing, and financing for medical and educational needs. Customers benefit from card services, money transfers, and electronic payment solutions, supported by the bank's digital platforms and mobile application "Watani One."
For corporate clients, National Islamic Bank delivers services such as current accounts, term investment deposits, project financing, working capital financing, international trade services, and treasury operations. It also supports financial institutions with specialized services, reinforcing its role in facilitating commerce and investment across Syria.
The bank has invested significantly in digital transformation, offering e-banking services, ATM cards, SMS notifications, and mobile banking platforms to enhance accessibility and convenience. It also provides electronic bill payment services in partnership with the Syrian Electronic Payments Company, allowing customers to pay mobile phone bills, utilities, and fees securely and efficiently.
Despite the challenging economic environment in Syria, National Islamic Bank has maintained operations and continues to serve both individual and corporate clients. Its resilience is supported by strong risk management practices, compliance policies, and a proactive approach to adapting strategies during times of crisis. The bank's staff, spread across its headquarters and branches in Damascus, Rif Damascus, Aleppo, the Coast, and the Center, are considered its most valuable asset, ensuring continuity of service and customer trust.
Today, National Islamic Bank is recognized as a resilient and trusted institution within Syria's financial system. By combining traditional Islamic banking services with modern digital solutions, it plays a vital role in supporting economic development, facilitating commerce, and reinforcing confidence in the Syrian banking sector. Its commitment to Sharia compliance, customer service, and sustainable growth positions it as a cornerstone of Syria's Islamic banking landscape.
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